It’s the age of the Internet; a time when technology and rapid access to information has replaced many traditional facets of our society. There’s no longer a need to bank in person, pay bills in person, or visit libraries when you can handle most of your affairs and access endless information online. The insurance industry has been affected by this change as well, offering online quotes and instant access to insurance coverage. So why would anyone take the time to shop through an agent when going online is seemingly more convenient? Continue reading to find out exactly what some people already know about shopping for car insurance and why working with an independent agent is the real path to finding the best car insurance rates on the coverage you need.
Getting a Quote Online Is Anything but Fast
You know that you will need to answer some basic questions to get a quote, whether you are shopping online or in person. What you may not have anticipated, however, is that the online forms you will find through most carrier websites can easily take 15 minutes to complete for a quote “indication”, and as much as 30 minutes or more to generate a more personalized accurate quote. You will need to shop around and repeat that same process multiple times with several different insurers to ensure you are getting the best price possible – a process that could take several hours to complete.
Unless you have an entire day to set aside for insurance comparisons, you could probably save many more hours (and a lot of frustration) by simply talking to an independent insurance agent. An independent agent will shop rates on your behalf, present you with coverage options, and help you choose the policy right for you.
Getting a Quote Online Is Anything but Easy
Instead of shopping with insurance carriers directly, you may decide to use an insurance comparison website instead. You assume that doing so will save a lot of time versus shopping with insurers directly, but what you may not have considered is that most comparison websites will sell and distribute your information, resulting in many days, weeks, and even months of unwanted spam. You can expect to receive phone calls and emails day after day in an attempt to win over your business.
When you shop through an independent insurance agent, you are working with someone who will keep your information to themselves. Independent insurance agents are not interested in selling your information. They are only interested in learning more about your driving habits, and how much coverage you need, so they can shop for rates on comparable policies and defend you against stacks of junk mail.
The Takeaway…
Independent agents represent multiple insurance companies, but they work for you. There is no question that using an independent insurance agent can save you time and money. However, independent insurance agents can offer so much more than great rates and good coverage. When you choose Carrigan Insurance, you will be partnering with a local small business that learns the individual needs of its customers. With us, great customer service continues long after the sale.
To find out how our independent agency could help take the stress out of shopping for car insurance, contact Carrigan Insurance today. We look forward to serving you soon.
